With locations in California and New York, Wellth Inc. is organized primarily around the goal of helping chronic disease patients change their behaviors to improve their health: a (the) primary objective being to prevent avoidable costs in the highest risk populations for payers and risk-bearing providers. By applying behavioral economics - through scalable technology - to achieve better adherence, engagement, and health, the Wellth approach can improve care-manager efficiency enabling delivery more effective, higher-touch care. Wellth also mitigates risk for health insurers and risk-bearing provider systems such that they can reduce costs. Serving the most common chronic conditions with disease-specific behavior change programs, all of Wellth's programs are fully compliant with Commercial, Medicare, Medicaid, HIPAA, Beneficiary Inducement, and other important regulations. Improving adherence to care plans drives down hospitalizations, readmissions, and complicationsto produce meaningful cost savings for ustomers.