HNC Software Inc. develops, markets and supports predictive software solutions for leading service industries. These predictive software solutions employ proprietary neural-network predictive decision engines, profiles, traditional statistical modeling, business models, expert rules and context vectors to convert existing data and business experiences into meaningful recommendations and actions. Leading service industries such as the healthcare/insurance, financial services and retail industries are using predictive software solutions to improve profitability, competitiveness and customer satisfaction. HNC's healthcare/insurance industry products include CRLink, MIRA, CompCompare, ProviderCompare, PMAdvisor, VeriComp, Autoadvisor, eCM Director and Spyder. Financial service industry products include Falcon and ProfitMax, and its retail industry products include several solutions under the Retek name. On April 30, 2002, HNC Software Inc was acquired by Fair, Isaac & Co.(NYSE: FIC) in a stock deal worth $810 million